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'23 years'
Kotak Assured Savings Plan INR   20000 INR  20000
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Kotak Assured Savings Plan

Key Advantages ⦁ Guaranteed Maturity Benefit payable at maturity ⦁ Basic Sum Assured, PLUS ⦁ Accrued Guaranteed Yearly Additions, PLUS ⦁ Guaranteed Loyalty Addition ⦁ Increasing life cover - Guaranteed Yearly Additions added every time premium is paid, payable at maturity or earlier death ⦁ Longer the premium commitment, higher the benefits - Guaranteed Yearly Additions and Guaranteed Loyalty Addition increases with increase in premium payment term (PPT) ⦁ More value for money through high premium benefit resulting into higher Basic Sum Assured ⦁ Option to enhance Protection through a wide range of Riders ⦁ Tax benefit on premiums paid u/s 80(C) and benefit received u/s 10(10D) Eligibility Entry Age : 3-60 Years Maturity Age : 18-75 Years Policy Term : 10-20 years Premium Payment Terms : 5-10 Years Annual Premium : Min – Rs 20,000 and Max – No limit Illustration: Age- 30 Years Policy Term – 20 Years Premium Term – 10 Years Premium Amount – 1,00,000 Total Investment – 10 Lakh Tax Benefit under Sec 80 @ 30% - 3 Lakh Effective Investment – 7 Lakh Guaranteed Maturity Amount (Tax Free Under Sec 10(10D)– 20.63 Lakh.

INR 20000 INR 20000

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Kotak Premier Income Plan INR   20000 INR  20000
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Kotak Premier Income Plan

Key Advantages ⦁ Guaranteed Annual Income immediately after Premium Payment Term ⦁ Enhanced Sum Assured rates for female lives and higher premiums ⦁ Upside potential through bonuses accruing throughout the policy term ⦁ Additional protection through optional riders ⦁ Tax benefit on premiums paid u/s 80(C) and benefit received u/s 10(10D) Eligibility Entry Age : 3-55 Years Maturity Age : 18-78 Years Policy Term : 15-23 years Premium Payment Terms : 8-12 Years Annual Premium : Min – Rs 30,000 and Max – No limit Illustration: Age- 30 Years Policy Term – 23 Years Premium Term – 12 Years Premium Amount – 1,00,000 Total Investment – 12 Lakh Tax Benefit unders Sec 80 @ 30% - 3.6 Lakh Effective Investment – 8.4 Lakh Maturity Amount @ 8% Calculation – 18.40 Lakh

INR 20000 INR 20000

Availability:True

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Kotak Life XL – My Solution INR   60000 INR  60000
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Kotak Life XL – My Solution

Key Advantages ⦁ Limited Premium Payment, pay only for 10 Years or 15 Years ⦁ 4 Increasing Payouts every 5 Years, starting 15th Year ⦁ Guaranteed bonus – 5% per annum of basic sum assured in first 5 policy years ⦁ Insurance covered for 30 Years ⦁ Customise Protection through a wide range of Riders* ⦁ Tax benefit on premiums paid u/s 80(C) and benefit received u/s 10(10D) Eligibility Entry Age : 18-54 Years Maturity Age : 36-70 Years Policy Term : 19-35 years Premium Payment Terms : 10-15 Years Annual Premium : Min – Rs 60,000 and Max – No limit Illustration: Age- 35 Years Policy Term – 30 Years Premium Term – 10 Years Premium Amount – 60,000 Total Investment – 6 Lakh Tax Benefit unders Sec 80 @ 30% - 1.8 Lakh Effective Investment – 4.2 Lakh Maturity Amount @ 8% Calculation – 18.40 Lakh.

INR 60000 INR 60000

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Pay mode:COD only

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Kotak Assured Income Accelerator INR   20000 INR  20000
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Kotak Assured Income Accelerator

Key Advantages Guaranteed Income payable every year during the Payout Period. Income Boosters increases the Guaranteed Income between 5% to 7% every year. Higher the annual premium, higher will be the Guaranteed Income. Death benefit is payable irrespective of Guaranteed Income already paid Guaranteed Maturity Benefit along with the last payout. Customise Protection through a wide range of Riders* Tax benefit on premiums paid u/s 80(C) and benefit received u/s 10(10D) Eligibility Entry Age : 0-60 Years Maturity Age : 18-85 Years Policy Term : 15-30 years Premium Payment Terms : 7-15 Years Annual Premium : Min – Rs 15,000 and Max – No limit Illustration: Age- 30 Years Policy Term – 30 Years Premium Term – 15 Years Premium Amount – 1,00,000 Total Investment – 15 Lakh Tax Benefit unders Sec 80 @ 30% - 4.5 Lakh Effective Investment – 10.5 Lakh Guaranteed Income - Guaranteed Income every year from 11th or 16th Year onwards.

INR 20000 INR 20000

Availability:True

Pay mode:COD only

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